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- Personal Loan Offer Example£7,835.00Total amount repayable£0Fees2.9% APRRepresentative£217.65 p/mTo pay off balance over 36 monthsEligibility CriteriaAnnual income of at least £10,000Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 2.9% per annum would result in a representative rate of 2.9% APR, monthly repayments of £217.65 and a total amount repayable of £7,835.40.